Our Service

Online investment service
  • Access tax efficient investment products, quickly easily and simply, online.
  • A complete guided service to help you find the right investment portfolio for your circumstances.
  • Minimum regular contributions from £100pm and one off contributions from £1000
  • 10 risk-rated low cost passively managed investment portfolios

 

What's involved?

We’ll ask some questions about your investment and the level of risk you’re comfortable with.

We’ll show how your money should be invested and provide projections for how it could perform.

This will usually take around 10 minutes. You can also save your progress half-way through.

This is entirely anonymous, until the point that you decide to make an investment.

Please see our “walk-through” guide to see what the process looks like before you commit.

Online Information & Resources

Fundamentals of Investing (428kb pdf)

Active & Passive (159kb pdf)
A document explaining the differences between passive and active investments.

Sample Investment Report Pack (225kb pdf)

 

What is an ISA?

ISAs are tax efficient savings accounts that allow you to invest in one or more of the Investment portfolios available through our online investment service.

They are available for new investments by lump sums or regular monthly payments within limits set by the Government.

There are three types of ISA: Stocks & Shares ISAs, Cash ISAs and Innovative Finance ISA’s.

You are only able to invest in a Stocks & Shares ISA through our online investment service.

You can invest the full yearly ISA allowance of £15,240 for the tax year 2016/17 into:

  • A Stocks & Shares ISA; or
  • A Cash ISA; or
  • An Innovative Finance ISA; or
  • A Stocks & Shares ISA, a Cash ISA and an Innovative Finance ISA investing any amounts you like up to a total of £15,240.

We currently only offer a Stocks & Shares ISA

What is a General Investment Account (GIA)?

Investments can be held outside your ISA in our GIA product.

Unlike the ISA there are no limits to the amount you can hold in a GIA.

Unlike an ISA, growth within a GIA maybe subject to tax and you might be liable for Capital Gains Tax on encashment.