Question 1

Are you independent?

Accepted Answer

Absolutely!  We are not owned or controlled by any third party and have absolutely no vested interest in any companies or investments from the whole of the market that we choose to recommend.

Question 2

How are you regulated?

Accepted Answer

We are regulated by the Financial Conduct Authority (FCA) and our registration number is 760922.  That means we follow strict standards to keep your interests front and centre. You can trust that our advice is independent, transparent, and in your best interest.

Question 3

What’s the difference between financial planning and investment advice?

Accepted Answer

Investment advice is just one piece of the puzzle. Financial planning looks at your whole life - your goals, your family, your future - and builds a plan that fits. It’s not just about growing your money, but making sure it’s working for the things that matter most to you.

Capital at risk.

Question 4

What areas of financial planning do you cover?

Accepted Answer

We cover the whole picture - from budgeting and saving to investing, retirement, protection, and estate planning. Whether you’re just starting out or sorting out decades of decisions, we’re here to help make it all feel manageable.

Question 5

How do you help with retirement planning?

Accepted Answer

Think of us as your financial satnav. We help you map out where you want to be, figure out what you’ll need to get there, and guide you through pensions, ISAs, and other options. Whether retirement feels miles away or just around the corner, we’ll help you plan with confidence.

Question 6

What investment strategies do you use?

Accepted Answer

We believe in keeping things clear, calm, and tailored to you. Our strategies are built around your goals, timeframes, and comfort with risk. Whether you're saving for retirement, your kids’ future, or just want your money to work smarter, we’ll help you invest in a way that feels right - not rushed.  If you want to hear more about our investment philosophy please don’t hesitate to get in contact.

Capital at risk.

Question 7

How often will my investments be reviewed?

Accepted Answer

We keep a close eye on things so you don’t have to. We’ll review your investments regularly - at least annually - and check in with you whenever life changes or markets shift. You’ll always know where you stand, and we’re just a call or message away if you want to chat.

Capital at risk.

Question 8

How often will we meet?

Accepted Answer

At a minimum, we’ll meet once a year to review your plan and make sure everything’s still on track. But if something changes or you just want to talk things through during the year, that’s absolutely fine - we’re here when you need us. It’s your plan, your pace.

Question 9

Where are your clients based?

Accepted Answer

We work with clients from the length and breadth of the UK - from city centres to coastal towns and everywhere in between. While we always prefer to meet face-to-face when possible, today’s tech makes it easy to stay connected. Video calls, secure portals, and good old-fashioned phone chats mean we can maintain strong relationships no matter where you are.

Frequently Asked Questions (FAQs)

Answers to some of the great questions we have been asked over the years.

What our clients say

John

"Jonathan has advised us for many years. He is the epitome of client centric thinking - nothing feels off-the-shelf and his genuine empathy is very evident."

Based in East Lothian.
Country-wide advice.

We help people all over Scotland and the United Kingdom to build financial plans and get to grips with their financial future.

Get in touch

Use our contact form below to leave us a message, and one of our team will get back to you shortly.

Frequently Asked Questions (FAQs)

Answers to some of the great questions we have been asked over the years.

What our clients say

John "Jonathan has advised us for many years. He is the epitome of client centric thinking - nothing feels off-the-shelf and his genuine empathy is very evident."

Based in East Lothian. Country-wide advice.

We help people all over Scotland and the United Kingdom to build financial plans and get to grips with their financial future.

Get in touch

Use our contact form below to leave us a message, and one of our team will get back to you shortly.

John

"Jonathan has advised us for many years. He is the epitome of client centric thinking - nothing feels off-the-shelf and his genuine empathy is very evident."

Based in East Lothian.
Country-wide advice.